Mountain America Credit Union (MACU) is a federally chartered credit union through which you can transfer or receive money. Furthermore, the headquarter is in Sandy, Utah. In addition, MACU is considered as the second biggest credit union in Utah. According to the records of April 2018, MACU had 740,000 members with over 90 branches.
How to Find MACU Routing Number in Bank?
These numbers are a series of 9 digits that you need while carrying out transactions. Routing transit number is different for every bank and in few cases, you will find that same banks have different transit numbers for different states.
In case of MACU, they have only one RTN number for every state. In other words, you can use that mountain america credit union routing number no matter in which state you are.
Mountain America Credit Union Routing Number
How is Routing Number Used In MACU?
You will see RTN number common while carrying out transaction. ABA Routing number is just a security measurement to ensure that your money is going to the right place. Always ensure that you wrote the right transit number otherwise it can create many problems. That is why always check twice or thrice after you entered your routing transit number.
In addition, when your login in your online bank account or you went to the bank to send money, you will be given a form to fill. In that form, you will find transit number as well as other information such as account number, your name etc.
How to Conduct a Wire Transfer?
Mountain America Credit Union allows their members to use wire transfer method to send or receive money. Furthermore, wire transfer is the fastest way to send or receive money. In addition, it is more secure and don’t need to worry that your account will get hack (unless you visited any bogus website or you shared your information with someone else).
MACU provides their user with high protection. In other words, they will make sure that the money goes to the right place. Moreover, they also make sure that the money isn’t use for any wrong purposes such as funding to terrorist, money laundering, etc.
Sending a wire transfer from your MACU account
In order to transfer money from another financial institute to your Mountain America account, you need to provide some information for both, international and domestic wire. Below is the set of information required:
- Your account number
- RTN number (given above)
- MACU’s phone number as well as address
(which is 9800 S Monroe St., Sandy, UT 84070 & 1800-748-4302)
- MACU doesn’t have a SWIFT code
Receiving a wire transfer to your MACU account
To receive the transfer, you will require full wiring instructions from the receiving bank or institution. Furthermore, you should have the contract information.
How to Transfer Funds to Another Person’s Mountain America Account ?
It is possible that you can transfer money to your friends and family who have Mountain America account. In order to transfer funds through Online Banking, you should know the receiver’s full account number, full name (at least the surname or business name) as well as share ID. Below are the steps to send funds.
- Log in to Mountain America’s Online Branch
- Click on the tab which says “Transfers & Payments”
- In the From Account option, select the account from which you want to send money
- Under To Account, select +Transfer to another MACU member
- Enter all the information
- Click Submit Transfer
- You might be asked to perform one-time PIN verification
- Click on confirm
- Now you can send any amount, as long as it doesn’t exceed from your limit.
Macu routing number is essential for transferring money and it might be a long process which involves so many instructions to follow. MACU ensures that the money, you want to transfer, goes to the right place. To ensure this, these instructions are need to be followed exactly like instructed.